If you have gotten into a car accident, it may be overwhelming and difficult to determine which steps are necessary in the aftermath of the incident. However, here are some things to think about following the accident.
Exchange Insurance Information
The first order of business following a collision between multiple vehicles is to make sure that you take down the other driver's insurance information. Once you provide this information, it is up to each of your respective insurance companies to make a decision on who is responsible for the damages that have been incurred as a result of the collision. Be sure to also take photos of damages done and, if possible, discuss the incident with other drivers who witnessed it. That way, you should be able to have a stronger case if you are at fault for the accident.
Consider Hiring an Attorney
Especially if you have suffered an injury as a result of the car accident, and you are not at fault, you may want to consult a car accident lawyer about possible compensation for your injuries. Car accident attorneys also serve the purpose of navigating the legal landscape following a collision, whether you are the victim or the perpetrator. If you are going into negotiations with the person who is responsible for your injuries or financial damage, a lawyer is a great asset to have in order to fight for the best possible outcome that will reward you for your pain and suffering. This will allow you to focus on issues such as contacting your place of work or getting needed car repairs.
Visit Your Doctor
Even if you feel that you were not injured in the accident, it is still vital to schedule an appointment with your physician to check for any underlying injuries. Obviously if you are in pain immediately after the incident, you should go to the doctor or urgent care as soon as possible. Once your doctor informs you of the results of your tests or examinations, be sure to request copies for your insurance agency and your employer if anything is wrong as a result of your car crash. If you have employed an attorney and are trying to seek compensation for damages, it is important to get copies for him or her as well, in order to build a stronger case for your claim.
Talk to Your Employer
Although you may not have any injuries, you should still discuss the accident with your employer in case there are further appointments or time with your attorney and insurance company needed that may interfere with your work schedule. If you need time off from work for physical therapy appointments or meetings with your doctor, you should bring in relevant medical paperwork for your employer to keep on record. For accidents that cause extensive injuries that may require a home convalescence, you can inquire about disability leave, where you can get paid at or near your current salary in order to recoup.
Assess Needed Car Repairs
As soon as possible after the accident, take your car to a trusted mechanic to diagnose damages and estimate how much repairs will cost. It is always a good idea to see if your insurance company has a list of mechanics, to make the communication between different entities smoother. Additionally, use the internet to look at reviews of mechanics in your area, and consider factors such as cost, turnaround time, and experience. Be sure to get a detailed record of everything the mechanic says for your own peace of mind, as well as for your insurance company.
A car accident can be a traumatic and life-altering experience. However, recovering does not have to be a burden. With these tips, you are sure to be able to take the necessary steps in order to ensure that you do not suffer more than you have to for the damages that have been caused by the incident.